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• This calculator is designed to help you estimate the current value of a future income stream.

• We have taken reasonable endeavours to ensure the accuracy of this calculator, however, you accept full responsibility for any reliance placed on the outputs.

• This calculator is provided in the interests of being helpful only. We accept no liability for any decisions made based on the output of this calculator, nor for any financial loss resulting from reliance on its estimates.

• This calculator does not constitute legal, financial, or actuarial advice. Users should seek independent professional advice tailored to their specific circumstances.